Welcome to The Latest
Life Insurance News.
News, info, articles and interviews on all the topics important to you.
From Integrity Life.
An important notice from Integrity Life
The benefits of life insurance for small to medium sized businesses.
Learn what you need to know about Five+ Group Income and Life Insurance. Explore the features, benefits, and how it can assist the financial well-being for small to medium sized businesses (SMEs) along with their employees. No small business wants to lose staff...
It pays to think long term.
It’s the ultimate goal – to provide quality advice that not just meets the needs and objectives of clients but supports their financial circumstances and future ambitions. But what does that mean? Understanding the specific financial needs and desires of each...
The latest with Integrity’s Here for You product and Underwriting
We're excited to share some exciting improvements we're making to our Integrity's Here for You product, pricing and Underwriting. These changes are designed to allow you to easily compare products and reflects the needs (and wants) of your clients - supporting them...
The latest with our Income Insurance Cover.
At Integrity, we deeply believe in the importance of co-creating with our Partners, because we believe life insurance is a product for life. That’s why we’ve designed our products with real life in mind. It’s also about making it comparable, easy to understand,...
How to be more productive in a new hybrid work environment.
After more than a year of working from home, Australian businesses and workers are now considering what the workplace will look like in 2022. Some are debating whether employees will be compelled to return to the workplace, given a choice to work from home...
It’s time to cut through the noise on Income Insurance.
To say there has been a lot of ‘noise’ across the industry since the launch of the new IDII products in October 2021 would be an understatement. With the conversations focused heavily on product features and definitions and how they compare against previous...
Your questions answered on Income Insurance.
1. Why has Income Insurance changed? APRA requires all Individual Disability Income Insurance policies be reviewed with product design features implemented where there is: Requirement to significantly improve sustainability An increased focus on return to work. This...
Returning to work, returning to wellness.
The new Income Insurance products launching industry wide, as a result of APRA’s sustainability measures, have a big focus on clients being supported to return to work. But where does this leave Advisers and clients? With the pending launch of our product information...
Income Insurance product solutions. Structuring with lump sum cover.
The new Income Insurance products launching industry wide, as a result of APRA’s sustainability measures, are going to reduce the income replacement ratio along with some of the additional benefits that have been added to these products over time. This creates a new...
Integrity’s new pricing, what does it mean for you and your clients?
What are the changes? Integrity Life takes an industry stand, by removing unnecessary and archaic fees to make it more affordable for everyday Australians to get protected. We have also sharpened our pricing in the following areas: Packages of Lump Sum covers with and...
How to make working from home, work for you.
Whether or not you’re working from home as a result of restrictions, we know that the ever-evolving COVID situation means that being flexible is key. Here are some neat ways that Advisers can continue to service their clients in a COVID safe way. Record your client...
DDO changes coming 5th of October, 2021. Are you ready?
What is DDO? And why was it created? DDO stands for Design and Distribution Obligations. From 5 October 2021, DDO has been introduced to Chapter 7 of the Corporations Act. The new obligations are intended to help consumers obtain appropriate financial products by...
Hidden elements of income insurance that undermine sustainability.
APRA’s edict to life insurers to focus on sustainable practices in respect to the design, features, pricing and management of individual disability income insurance, places responsibility on product managers and actuaries to rebuild the product. Not only do the...
Updating the mental health toolkit.
With COVID-19 changing the rulebook on mental health, we thought it was time to update your toolkit. Here are some valuable resources for you to support your people and yourself. Coronavirus: Resources for Anxiety & Stress via the Blackdog Institute. Contains ways...
Preventative program supports employee mental health during COVID
COVID has brought about significant and wide-reaching change in almost every aspect of human life. However, one area where we are yet to fully appreciate the cost is on our collective mental health. While we haven’t seen the full impact of long-term isolation or...
Why it matters to have a partner for life.
In business (as in life) things are a lot easier when you have the right partner. Because when you have the right partner, you’re supported to succeed together, whatever comes along. You may have seen us talking a bit about being a ‘partner for life’. But aside from...
How efficiency drives efficacy in Underwriting.
Operational efficiency has always been the key focus for any professional services business, but where you also operate in a tough regulatory environment, it’s even more critical. However, not only do Risk Advisers face an increased cost of compliance (and seemingly...
Ideas to attract new buyers to advice and insurance.
This is excerpt from “The Fight for Future Markets Report. Attracting Millennials to advice and insurance” In our report we suggest some ideas to help attract new business. For the full content and report you can download it here. Broaden the relevance of life...
HIV and blood borne disease, what you need to know.
Advances in medicine have meant that people living with HIV (PLHIV) have a life expectancy that is approaching the same as the general population1. In fact, PLHIV who are taking and adhering to antiretroviral therapy (ART) cannot sexually transmit the virus to...
You and your clients deserve better. A true partner for life.
The latest Adviser Ratings survey has been released and it’s not great news for some large, established insurers. The 2020 survey shows that Advisers are deeply unhappy with the service levels and support they’re receiving. This continues to trend downwards from 2019…...
Will getting the COVID-19 vaccine impact my ability to claim?
We have seen a few comments across social media in regard to getting the COVID-19 vaccine. The question seems to be, because a vaccine is ‘self-inflicted’ that potentially an insurer wouldn’t cover damage or death as a result. We wanted to make it absolutely clear...
Attracting new buyers to advice and insurance: exclusive research report.
Today we launch exclusive research to help Advisers understand how to attract and retain new customers. Acquisition of new customers and profitability are critical for practices and we hope this can offer part of the solution. In our early testing of the report, we...
Why don’t more women have adequate life insurance?
According to Financy*, just 33% of women reported having any life insurance at all, compared to 48% of men. On this, International Women's Day, we look at two of the complex reasons why. Life insurance is calculated by income, not contribution to the household....
Product enhancements to provide even more value for clients.
Since we launched our Integrity’s ‘Here for You’ retail product, we’ve had some incredibly useful feedback from you - our Advisers. Now, we’re pleased to announce some improvements we’re making in response to what you’ve been telling us. With these changes, you can...
Expanding our paramedical offering for a faster application process.
We’re pleased to announce that we have added three new paramedical providers to our panel. This expansion gives you even greater choice in providers, while speeding up the process, and improving the end-to-end experience of your clients who require further health...
Rethinking the experience of life insurance.
“What's right for customers”, “ethics”, “diversity and inclusion” and “leadership”. These are great values! They were the values that adorned the walls in Wells Fargo offices across the USA while they perpetrated one of the worst financial scams in the history of the...